How do we make Credit Repair easy?

Ever since the Fair Credit Reporting Act made credit repair possible, abusive creditors have been working to make it complicated and difficult. Our fifteen years of experience fighting for consumers have helped us develop a vast arsenal of tools and strategies to make credit repair easy and effective -- the way it should be. Our simple steps:

Step 1: Forward your credit reports.

After signing up, you will begin by forwarding to us your credit reports from the three major credit bureaus. If you do not have your reports, we can help you get copies once you sign up. With each repair cycle, you will receive updated reports from the bureaus. It is important to forward each updated report to us so we can track which items were deleted. Reports should be mailed to our office, not faxed or emailed. (see questions at bottom for more).

Step 2: Choose which items to dispute.

Once your credit reports are received, our staff enters the information into our database. Using our online Dispute Valet service you then choose how to dispute selected items. Sound complicated? Not to worry--our easy-to-use wizard makes this step a simple matter of pointing and clicking with your mouse.

Step 3: MyMagicCredit.Com works your case.

MyMagicCredit.Com begins the dispute process by drawing upon its vast arsenal of credit report repair strategies and experience to challenge questionable negative items directly with the credit bureaus. Depending on the number of questionable items on your credit reports this step will be repeated for each subsequent loop through the cycle. (Clients who have selected an upgraded level of service will receive additional services.)

Step 4: Sit back and relax.