Platinum Service Level

Unlimited Disputes
No matter how many items you have to dispute, you will only be charged our low monthly fee. MyMagicCredit.Com gives you unlimited disputes and unlimited deletions at no additional charge .

Risk-Free Refund Policy
Our service is backed by a risk-free refund policy, which entitles you to some or all of your money back if enough disputed items are not removed. If we can't deliver, you won't be charged. *Terms and conditions apply. Refund Policy

Free Support
We offer toll-free phone support as well as free email and live chat support at no cost to you. It's our way of ensuring top-notch customer service.

Same Day Service
The dispute process begins the same day you identify questionable negative items on your credit reports using the Dispute Valet, our exclusive dispute management system. *Copies of your credit reports are required .

No Hidden Fees
Our regular retainer covers credit bureau disputes and client support. The Concord service upgrades leverage additional legal interventions on your behalf, and have associated service fees. We do not bill per deletion or by the hour, so you never have to worry about charges sneaking up on you.

Cancel Anytime
There's no contractual obligation whatsoever—your retainer agreement covers the delivery of legal services one month at a time. You are free to cancel the service at any time without penalty or further obligation.

Generally speaking, every additional intervention on your behalf increases the likelihood that a favorable response may occur. Since additional methods are brought to bear, platinum and titanium clients may see more results sooner. However, it is important to remember that we cannot promise a particular result or promise results within a certain timeframe since every case and credit report is different. Platinum or titanium Package adds the following interventions:

Goodwill Interventions
Appropriate for mild late-pay accounts, this non-confrontational intervention leverages your fiscal relationship with your creditor in an effort to positively impact the record and reporting of your credit.

Escalated Info Requests
Useful for seriously late accounts, this non-dispute creditor intervention requests either documentation of an account's compliance with various consumer protection statutes, or a requisite alteration to the way it is reported on the client's credit reports.

Debt Validation
For certain charged-off and collections accounts, this intervention affirms your rights under the Fair Debt Collection Practices Act (FDCPA) by demanding either a complete accounting of the alleged obligation's statutory compliance, or the removal of the reporting of these accounts.

Credit Expert Essentials
Credit expert Essentials advises applicants on the best actions that they can take to improve and truly maximize their credit rating. Credit expert Essentials explores thousands of scenarios and then recommends only those scenarios best suited to improve an applicant’s credit score. The Credit expert Credit Analysis translates the jargon of credit data into straightforward and understandable terms by explaining to consumers their own unique credit data and factors influencing it.

Click here to compare each Service side by side.